Primary Personal
Installment Tradelines
One
of the most important aspects of building
personal credit is having a history of paying
your accounts on time.
Unfortunately, getting credit lines that report
to your credit file can be very difficult,
especially credit lines with larger limits
HISTORY OF OUR PERSONAL TRADELINE
PRODUCT
In June, 2007 the bank's underwriting guidelines
shifted dramatically. In addition to their
normal requirements banks started to require
that customers be able to prove that they have a
history of paying loans similar to the credit
line they were requesting.
Once this guideline was set in place, we
initiated research, development and testing of
our personal tradeline product.
We surmised that the only solution was figuring
out a way we could legally report a tradeline to
the personal credit bureaus.
In July, 2007 we figured out what was needed and
started searching for a group of investors who
would be able to provide the funds necessary to
implement this exclusive strategy.
In September, 2007 we pooled together
$10,000,000 of funds from our investors and
started a finance company that offered personal
tradelines.
In October 2007 we rolled out our personal
tradeline service and began offering clients
credit lines of up to $50,000 (higher limits may
be available upon request)
When our customer's request a personal tradeline
we dip into the $10,000,000 pool of funds and
transfer an amount equal to the credit limit
requested into a separate account as required by
federal banking laws. The funds now in this
separate account are used to secure the credit
amount requested by the customer. These funds
remain in this separate account until such a
time the account is closed. The customer DOES
NOT EVER have access to these funds.
The loans issued by our finance company are
serviced by a national Fortune 500 third party
company. This Fortune 500 company handles the
servicing of the account as well as the credit
reporting. They will report both good and bad
credit histories.
Our Personal Installment Primary
Tradelines Have The Following Features:
- These tradelines report to the
following credit bureaus
Experien
MONTHLY FEES
MINIMUM 6 MONTHS
$1,000 - $27.87
$2,500 - $44.33
$5,000 - $62.03
$7,500 - $68.30
$10,000 - $74.98
$15,000 - $99.91
$25,000 - $160.51
$37,500 - $236.42
$50,000 - $311.81
STANDARD SETUP FEES
$1,000 - $700
$2,500 - $750
$5,000 - $800
$7,500 - $850
$10,000 - $900
$15,000 - $950
$25,000 - $1,000
$37,500 - $1,050
$50,000 - $1,100
Transunion
- Credit is available for reporting 60 days
after 1st payment is made
- Credit line is considered a primary
installment/auto line
- Can be closed anytime after 6 months
- When account is closed, loan will show that
amount was paid in full
- No credit check required
- 72 hour setup in most cases
FOR A LIMITED TIME
ONLY WE ARE OFFERING ALL OF OUR INSTALLMENT
TRADELINES WITH A SETUP FEE OF
$499
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813-985-2733
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